Axis Annual Report 2017-18

TOTAL DEPOSITS (` IN CRORES)

17-18 453,623
16-17 414,379
15-16 357,968
14-15 322,442
13-14 280,945

5 year CAGR 12% y-o-y growth 9%

Deposit franchise delivers yet another strong year

TOTAL ADVANCES (` IN CRORES)

17-18 439,650
16-17 373,069
15-16 338,774
14-15 281,083
13-14 230,067

5-year CAGR 17% y-o-y growth 18%

Loan growth continues to remain strong

RETAIL ADVANCES (` IN CRORES)

17-18 206,465
16-17 167,993
15-16 138,521
14-15 111,932
13-14 88,028

5-year CAGR 26% y-o-y growth 23%

Loan portfolio of the Bank is now dominated by Retail, representing 47% of total advances

CASA (` IN CRORES)

17-18 243,852
16-17 213,050
15-16 169,445
14-15 144,400
13-14 126,462

5-year CAGR 17% y-o-y growth 14%

Low cost deposits continue to report healthy growth

SAVINGS BANK DEPOSITS (` IN CRORES)

17-18 148,202
16-17 126,048
15-16 105,793
14-15 88,292
13-14 77,776

5-year CAGR 18% y-o-y growth 18%

Low cost deposits continue to report healthy growth

CURRENT ACCOUNT DEPOSITS (` IN CRORES)

17-18 95,650
16-17 87,002
15-16 63,652
14-15 56,108
13-14 48,686

5-year CAGR 15% y-o-y growth 10%

Low cost deposits continue to report healthy growth

TOTAL ASSETS/LIABILITIES (` IN CRORES)

17-18 691,330
16-17 601,468
15-16 539,821
14-15 461,932
13-14 383,245

5-year CAGR 15% y-o-y growth 15%

Overall balance sheet growth remains healthy

NET INTEREST INCOME (` IN CRORES)

17-18 18,618
16-17 18,093
15-16 16,833
14-15 14,224
13-14 11,952

5-year CAGR 14% y-o-y growth 3%

NII grew 3% y-o-y impacted mainly by high slippages

OTHER INCOME (` IN CRORES)

17-18 10,967
16-17 11,691
15-16 9,371
14-15 8,365
13-14 7,405

5-year CAGR 11% y-o-y growth 6%

Other income declined y-o-y on account of lower trading gains

OPERATING REVENUE (` IN CRORES)

17-18 29,585
16-17 29,784
15-16 26,204
14-15 22,589
13-14 19,357

5-year CAGR 13% y-o-y growth (1%)

Operating revenue impacted by lower growth in NII and lower trading gains

OPERATING PROFIT (` IN CRORES)

17-18 15,594
16-17 17,585
15-16 16,104
14-15 13,385
13-14 11,456

5-year CAGR 11% y-o-y growth (11%)

Operating profit declined on account of higher growth in operating expenses compared to growth in operating revenue

NET PROFIT (` IN CRORES)

17-18 276
16-17 3,679
15-16 8,224
14-15 7,358
13-14 6,218

y-o-y growth 93%

Earnings impacted by provisioning on NPAs

BOOK VALUE PER SHARE*(`)

17-18 247.20
16-17 232.83
15-16 223.12
14-15 188.47
13-14 162.69

5-year CAGR 12% y-o-y growth 6%

DIVIDEND PER SHARE*(`)

17-18 NIL
16-17 5.00
15-16 5.00
14-15 4.60
13-14 4.00

GROSS NPA/NET NPA(%)

17-18 3.40 6.77
16-17 2.11 5.04
15-16 0.70 1.67
14-15 0.44 1.34
13-14 0.40 1.22

NPA GROSS NPA

*Previous year figures have been adjusted to reflect the effect of sub-division of one equity share of the Bank having nominal value of H10 each into five equity shares of nominal value of `2 each.

LOANS & ADVANCES MIX IN 2017-18(%)

FEE INCOME MIX IN 2017-18(%)

FINANCIAL RATIOS(%)

Previous year figures have been re-grouped wherever necessary. All above figures are standalone.

MEASURING OUR PROGRESS